Payment Methods

Find out everything you need to know about making deposits and withdrawals at online casinos and find the right payment method for you.

There’s nothing more frustrating than finding a casino with a superb collection of games and bonuses, only to find out that it doesn’t accommodate your preferred banking method. You’ve probably experienced this in land-based casinos, but even the options available at online sites can be sparse at times. The good news is, there are tons of top real money gambling sites out there that have listened to the prayers of players and adapted their platforms to work with all the modern-day payment providers. Better still, these sites accept the least common banking methods for making deposits into your account. 

To help you navigate through the different options available and establish the best payment method for you, we’ve put together this short guide that details the ins and outs of online casino payments and how each one matches up with one another. As there are so many different ways of topping up your bankroll, we’ve categorized them into sections so you can easily find the information you need to get started.

 

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Credit Cards, Debit Cards & Prepaid Cards

Credit Cards - Despite places like the UK banning the use of credit cards to gamble, they remain one of the most widely-used payment options at online casinos in the US. Visa and Mastercard are accepted at all online casinos and are one of the fastest ways to make deposits into your account.

Debit Cards - Debit cards are equally as popular as credit cards and make up a big chunk of online casino transactions. As more and more land-based casinos turn cashless, they too continue to make up the bulk of payments in these venues as well. Debit cards accepted include Switch, Maestro, Visa Electron, Visa Debit, and Laser.

Visa - With Visa cards being a universal payment method, these are the most popular type of both credit and debit cards used at online casinos.

Mastercard - Mastercards are one of the most secure and easiest methods for making deposits into your account. They are widely accepted at online casinos across the globe and are one of the fastest transactions available.  

Paysafe - PaySafe is a popular prepaid card that is topped up via high street retailers and can be used to make deposits at online casinos. Up until 2010, it was only available in Europe and the UK, but now it can be used to conduct secure transactions in the US. 

American Express - While American Express is one of the most reliable and trusted cards in the world, they are rarely accepted by high street retailers. This is because the processing and interchange fees are much higher than that of Visa and Mastercards, which is why you’ll especially struggle to use them in other countries. Fortunately, every one of our recommended online casinos accepts AMEX, including mobile-based casinos.  

 

E-Wallets

PayPal - PayPal is a hugely popular and secure e-wallet that’s supported in over 200 countries. Many online casinos in the US are licensed to accept this method of payment, but only on a state-by-state basis.  

Neteller - When it comes to casino deposits and withdrawals, Neteller is one of the biggest and most popular e-wallets in the US. All transactions are highly safe and secure, and processing times are fast and convenient. 

EcoCard - Eco Card is a widely present and highly secure casino deposit method. It’s mostly used in Europe and Canada but is available to US customers as well. Some online casinos even offer a discount for deposits made using this e-wallet, and you can conduct transactions in a range of different currencies. 

PayNearMe - If you’re skeptical about using credit cards online, PayNearMe is a great choice for depositing money into your bankroll. The payment platform is reliable, secure and allows customers to pay with cash in over 31,000 US locations. 

Pay By Phone - With close to 30 million users worldwide, Pay By Phone allows you to make deposits at online casinos using only your phone number. Not only is this quick and convenient, but it means all of your financial protection is protected and never revealed when you make transactions online. 

 

Bank Transfers

Wire Transfer - Wire Transfer is a great method to use if you want to make large deposits and withdrawals to your account. Most online casinos accept this payment method, but do bear in mind there may be a small processing fee. 

eCheck - eCheck is a digital version of a paper check and is now available to customers in the US as well as Canada. It’s simple to use and available for making deposits at all the best online casinos.  

Bitcoin - Bitcoin is the world’s most popular crypto-wallet and is accepted at practically all online casinos in the US. Transactions are fast, reliable, secure, and winnings are available to use in your account within 1-3 hours. 

 

Online Casino Withdrawals

Online casino novices may be quite surprised at how easy it is to process a deposit or withdrawal. All of our top-ranked gambling operators offer an array of great payment solutions so that every player who signs up can select the payment option they like and trust the most. Most casinos also support withdrawing your winnings using the very same payment method to add to the convenience.

But, what players need to factor in here is that every operator still has its own set of rules when it comes to payments. This typically applies to things like withdrawal limits, identity and verification procedures, fees, processing times, and the currencies they accept.  

For this reason, it’s always advised to do a bit of research into the payment methods offered at the casino you want to register with so you know that you’re going to be able to cash out easily and not run into any problems with receiving your hard-earned winnings.

While the deposit process may be quick and simple for some banking methods, the withdrawal for that chosen method can be an entirely different story, and you may have to opt for a different payment option if you were to use one that’s not so popular. 

 

Online Casino Payment

There is a myriad of great payment methods available these days, but US players are unfortunately not eligible to use all of them. The ones that we’ve listed in this guide, however, are banking options that the vast majority of US online casinos accept. Some methods are faster and easier to use than others, but you’ll find that every one of them is a highly secure and reliable way for making casino deposits into your account with little to no fees. 

To make sure you pick the payment method that’s right for you when you want to make a deposit or a withdrawal into your casino account, we’ve shared our top tips below:

  • Make sure you understand what the minimum deposit requirements are before signing up for an online casino.
  • Check what the maximum withdrawal limits are for your chosen casino before making your first deposit.
  • Use a strong and lengthy password to protect your casino account when you sign up.
  • Read up on reviews of your chosen online casino prior to handing over any sensitive information and making your first deposit.
  • Select an appropriate payment method to match your circumstances. If you want to know you’ll receive your winnings the same day; for example, opt for a casino that accepts Bitcoin. 

 

US Payment Options in Summary

As you can now gather, there is a range of different and convenient banking methods that can make your life easier and sweeter when it comes to gambling online. Not all of them are created equal, but there are benefits for using each one, and these are worth exploring if you’re still unsure about which one is right for you. We advise doing a bit of research and only opting for a payment method you feel is going to give you peace of mind when it comes to making deposits and withdrawals into your casino account. 

Don’t be afraid to ask questions and read up on user reviews to check the legitimacy and reliability of a payment provider before you start chucking money at them. Good luck!

 

Payment Methods FAQs

To view a list of all the banking options available at your chosen online casino, head over to the banking section of the website or app. Here, you’ll be able to view exactly what your options are, the procedures for submitting a withdrawal request, minimum deposit amounts, withdrawal limits, and waiting times. You can also find important information about payments, games, and using bonuses by visiting a casino’s Terms and Conditions section.

The most important aspect of choosing any online payment method is making sure it’s one that’s secure, and you know you can trust. Only select a method that is approved by an official financial institution and one that you find is comfortable and simple to use. The banking options we recommend throughout this guide all tick these boxes, and should you have any other questions, do not hesitate to get in touch with us or ask the payment provider directly.

All the payment options that we’ve recommended above have safety and security as their top priority. This is achieved by giving their customers pure transparency over how payments are conducted and any fees attached to using them. These payment providers also have state-of-the-art security protocols that customers and companies must adhere to in order to use their services. Paysafecard’s 16-digit keychain is a prime example of how your safety is guaranteed when you carry out payments online, as is the fraud prevention protection and insurance schemes for using certain credit cards. All companies have their own unique systems in place that ensure your identity is valued and protected at all costs.

Bitcoin and e-wallets are generally considered the fastest online casino payment methods. Both are designed to be used instantly online and are therefore optimized for fast transactions. Credit and debit cards are also some of the fastest ways to deposit into your account, but this depends on the payment provider.

This really comes down to you and your own personal preference. If you’re someone who prefers to keep their personal information anonymous, then reliable e-wallets like Neteller are probably the safest option. Other people like to stick with what they know and use debit or credit cards as their preferred method for making deposits and withdrawals. 

It is not necessary to own a credit card in order to make payments at online casinos. Safe and popular alternatives like debit cards, prepaid cards, and e-wallets are available, and all allow you to make transactions and receive money without strings attached. 

All of our recommended online casinos provide 24/7 customer support that you can contact via telephone, LiveChat, or email should you have any problems depositing money into your player account. However, if there’s trouble with your card, like an invalid transaction, your card is blocked, or you have insufficient funds, this is something you will need to discuss with your payment provider. 

Generally, your winnings are paid back to you using the original payment method you opted for. At some online casinos, however, it is possible to request the funds be sent back to you using a different method. Again, this is something you should check in advance of signing up to a casino so that you can be sure you’ll get the money back without lengthy delays or problems. Do note that if you use a credit card to make your deposit, you may need to select a different payment option for the money to come back to you. Debit cards and e-wallets are the best and most popular options for these scenarios.  

Not all payment options are available to those who reside in certain US states; therefore, it won’t be possible to use some payment methods at online casinos. This is because each state has different gambling regulations, which affect the services and payment options available to players. 

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